Due to some of the shortcomings of the Indian insurance industry, the government of India decided to liberalize the insurance industry. The basic factor behind most of the shortcomings pointed out in Indian insurance sector pre-liberalization had been supposed to be lack of competition in Indian insurance market. The nationalized insurance companies perceived themselves to be extension of government and accordingly function in bureaucratic manner without giving regard to emerging requirement of

The sea areas of India are home to an unrivalled abundance of naturally occurring arrangements of a wide variety of organisms. There are a total of 21730 marine species known to exist throughout the globe. Indian seas are home to 2546 of these species, which accounts for 11.7% of the global total. India is one of the most calculative nations in the world, with a combined coastline length of 8041 kilometres and an exclusive economic zone (EEZ) area of 2.02 million kilometres (FAO 2000). There are

The purpose of this research is to find out if and how future educators' assessments of their own abilities in the field of intercultural education relate to their convictions about the need of such training. Methods such as descriptive statistics and correlational surveys were utilized to compile the data. Researchers surveyed 251 aspiring elementary, secondary, and social science teachers at Delhi University. The sample used in the study was collected at random. The Personal Information Form,

This paper is an attempt to survey the historical development of existentialist philosophy, meaning of existence, its philosophical premises and perspectives. Further, this also deals with implications of existentialism in selection of aim of education, organization of curriculum, role of teachers and students and school organization.

Some of the fundamental topological conclusions that are necessary with the development of covers within the gathered lines here. This is not a new phenomenon. An explanation of the generic notation used here is provided in this section. “Let r ∈ N, and let P = {p1, ..., pr}be a number of data points r chunk of P 1C Let the topographical foundational group of the punched parametric line be 1(P kev P, p0), also with start point p0 P kev P. The adjoint groups of pathways 1,..., r, where I is any r

In case of Banking Industry interest payment and lagged dividend were the most important determinants of dividend payment as the regression coefficients of these variables have the highest values during most of the years and were found statistically significant for six and seven years respectively. The regression coefficients of interest payment have negative values during most of the years under study, which suggests that there was a negative relationship between dividend payment This analysis

This research article examines the crucial role of counselling in guiding and shaping the careers of students. It explores the multifaceted aspects of career counselling, focusing on its significance in helping students make informed decisions, set meaningful goals, and develop the necessary skills and strategies for a successful career path. The study combines a systematic review of existing literature and empirical research to investigate the impact and effectiveness of career counselling on s

Websites are essentially client/server applications - with web servers and browser clients. Consideration should be given to the interactions between html pages, TCP/IP communications, internet connections, firewalls, applications that run in web pages (such as applets, JavaScript, plug-in applications) and applications that run on the server side (such as CGI scripts, database interfaces, logging applications, dynamic page generators, asp, etc.). Additionally, there are a wide variety of server

Sarojini Naidu is popularly known as the Bharat Kokila or The Nightingale of India, is the most lyrical woman poet and a feminist. In her perfect lyricism and mellifluous melody she is indeed the nightingale of India. She is a singer of India’s glory, India’s fauna and flora. She pictures in melodious strains the landscape of the Deccan. Whereas the western critics would categorize her with Shelley and Keats. She once described herself as a ‘wild free thing of the air like the birds with a son

The concept of justice is a fundamental and universal value that guides human actions and interactions. It is also a complex and contested topic that has been explored by various disciplines and perspectives. Justice can be understood as the proper balance between rights and duties, fairness and equality, rewards and punishments, and the role of the state and society. Different theories and traditions of justice have different criteria and methods for determining what is just and unjust, and how

The copper nanoparticles films has been prepared via the reduction of copper salts CuSO4•5H2O by UV-lamps. The irradiation time changed from 15 min. to one hour effects on the morphology of dispersed copper nanoparticles were studied. The structure properties of the films were determined by X-ray diffraction, the change on the surface morphology was observed using atomic force microscope (AFM). Finally, The optical transmission of thin films was measured by UV-VIS spectrometer, during the prepar

The present study aims to study Moral judgment of secondary school students in relation to their School Education status and parental behavior. The result of the present study revealed that there is positive relationship between moral judgment and School Education status and parental behavior of secondary school students.

In the world of today, which is driven by technology and connectivity, it is essential to know what cybersecurity is and how to use it effectively. Their frameworks are in danger without safety efforts to safeguard significant information, data, and other basic virtual resources. Equal protection ought to be provided to all businesses, IT or not. As new online protection innovations advance, aggressors won't be abandoned. They target numerous businesses' weak points with improved hacking methods

One common method for seeing the gastrointestinal GI tract is video capsule endoscopy (VCE). As an extra line of defence against problems like polyps, bleeding, etc., capsule endoscopy checks are often recommended. Virtual citizenship examinations generate massive amounts of video data, which necessitates the use of learning algorithms, computer vision, and automated picture processing. There has been some progress with the recent proposals of algorithms for autonomous polyp identification. Auto

Here, we lay forth the framework for the optical network traffic forecast issue. The next step is to develop a machine learning strategy for effective network building using Graph Convolutional Networks and Generative Adversarial Networks. Predicts future states. Identifying network peak traffic that could impact routing choices is the primary goal. We check our findings using actual networks supplied by the operator of the network as well as with pseudo realistic datasets created in a bespoke s

Since the beginning of the industrial revolution, the performance of economic indicators has been regarded as the primary criterion for determining whether or not progress has been made. This perspective continues to hold true today. This viewpoint has remained prevalent even after the advent of the industrial revolution. As a direct consequence of this, India won its independence, and immediately afterward, the nation's leaders prioritized the rapid industrialization of the country as a means t

The hospital's operations are managed and automated by the abstract hospital management system, which is a sustaining system. It deals with gathering patient data, including diagnosis specifics, etc. The system's primary purpose is to register, store, and retrieve patient and doctor information as needed, as well as to change this information in a useful way. While system output is to display these details on the screen, system input contains patient and diagnosis-specific information. With the

जैसा कि ग्रामीणों ने शिकायत की थी, वामन और मोहनबाड़ी, झाड़ली, लूलोध, सुधराना और सुंदेहरी से अन्य मूर्तियां चोरी हो गईं। जिला फरीदाबाद के अहरवां से कई मूर्तियां चोरी हो गई हैं। स्थानीय लोग बताते हैं कि गुड़गांव जिले के पुनाहना के पास बिनवा के पुराने टीले से प्राप्त जैन मूर्तियां चोरी हो गईं। कई साल पहले नई दिल्ली के एक आलीशान घर पर छापे के परिणामस्वरूप हरियाणा सहित पड़ोसी राज्यों से एकत्र की गई सैकड़ों कलाकृतियाँ जब्त की गईं।

پر ڈوگروں کی حکمرانی تھی۔ باشندگانِ کشمیر چونکہ فارسی زبان سے پہلے سے واقف تھے جو لسانی اعتبار سے اردو کے قریب ہے لہٰذا اردو زبان سیکھنے میں کشمیریوں کو زیادیہ دقت کا سامنا نہیں کرنا پڑا۔ اور یہاں کے لوگ کھلے دل سے اس زبان کی آبیاری اس حد تک کرنے لگے کہ ۹۸۸۱؁ء میں مہاراجہ پرتاپ سنگھ کے زمانے میں اس زبان کی مقبولیت کے پیشِ نظر اسے یہاں کی سرکاری زبان کا درجہ دیا گیا اور اس طرح یہ زبان پہلے تو عدالتوں اور تعلیمی اداروں میں رائج ہوئی اور رفتہ رفتہ جموں و کشمیر سے اردو اخبارات شائع ہونے لگے اور ی

The paper "Painting the Past: A Visual Study of Social Realities in Western India after Independence" delves at the way artists in Western India portrayed socioeconomic realities after independence via paintings. This study explores a wide range of artworks made by artists in the years after India gained its independence in 1947. The goal is to reveal how these artists subtly portrayed the social dynamics that were prominent during this revolutionary time. Examining the selected artworks through

Fractional calculus, the study of integrals and derivatives of arbitrary orders, has evolved from a mathematical curiosity to a robust framework with diverse applications in various scientific and engineering fields. This paper delves into the historical milestones, key contributors, fundamental theories, and modern applications of fractional calculus, providing a detailed account of its development and significance.

The primary objective of this study is to evaluate and understand that how leverage affects the profitability of private sector fertilizer companies in India. For the analysis's sake, seven (07) private sector businesses across a ten-year period were chosen. The research was carried out between 2010 and 2020. The study's methodology is predicated on secondary data that was taken from the company's annual reports and financial statements. The data were analyzed using two-way ANOVA, ratio analysis

Recent advances in novel drug delivery system aims to enhance safety and efficacy by the formulating a convenient dosage form for administration to achieve the better patient compliance. One of the approaches is formulation of rapidly disintegrating tablets. These are useful for pediatric, geriatric and also dysphagic patients, leading to improved patient compliance. These dosage forms dissolve or disintegrate rapidly in the oral cavity within a matter of seconds without the need of water. Com

The eye is considered as one of the sensitive sensory organs. It is affected by many diseases, infection being the prominent. Ocular infections, due to bacteria are most prevalent worldwide. The other ocular infections are related to factors such as age, chronic nasolacrimal duct obstruction, contact lenses, trauma, dry eye state, surgery, and previous other ocular infections also [Yellepeddi & Palakurthi 2016; Galvis et al, 2014; Choudhury 2012; Iwalokun et al, 2011]. Ocular infections can be c

Photonic crystals are periodic patterns of dielectric constants with thicknesses ranging from a nanometer to a micrometer. Light or Electromagnetic Wave (EMW) cannot pass through the Photonic Band Gap (PBG) for some range of wavelengths if the periodic arrangement of the PCs is of the order of the wavelength. Photonics technology plays a vital role in various fields, such as manufacturing, biomedical, alternate energy sector, aerospace, telecommunications, etc. It generates and controls light in the form of radiant energy as photon. The light can be manipulated or molded using band gaps in photonic crystals. There are many materials that can be integrated to further the application of photonics. The common material is Graphene, which is a single atom carbon. Application areas of the technology include LEDs, photo detectors, photovoltaic devices, etc. This article presents the review of state of the art of photonics and its application.

Social entrepreneurship has emerged as a transformative force, addressing critical societal needs during times of crisis such as natural disasters and pandemics. This paper explores the adaptive strategies employed by social enterprises to build resilience and sustain operations in such challenging scenarios. Through an analysis of case studies, survey data, and interviews, this study highlights the role of innovation, community engagement, and resource optimization in navigating crises. The findings provide actionable insights for policymakers, practitioners, and scholars in the domain of social entrepreneurship.

Image forgery detection plays a critical role in maintaining the authenticity and integrity of digital content. Traditional forgery detection algorithms often face limitations in terms of time efficiency and detection accuracy. Emerging methods leveraging deep neural networks have shown promise in addressing these challenges. In this study, we propose a hybrid approach combining deep learning (DL) and machine learning (ML) techniques for passive image forgery detection. The DL component classifies images into forged and non-forged categories, while the ML-based color illumination model effectively localizes the forged regions. This hybrid methodology enhances both detection accuracy and interpretability. The performance of the proposed approach is rigorously evaluated against widely-used public datasets, including CASIA1.0, CASIA2.0, BSDS300, DVMM, and the CMFD image manipulation dataset. Our results demonstrate superior accuracy, achieving 99% on CASIA1.0, 98% on CASIA2.0, 98% on BSDS300, 97% on DVMM, and 99% on the CMFD dataset. Additionally, the computational efficiency of the approach outperforms traditional methods, making it suitable for real-time and large-scale applications. This hybrid framework is designed to address various forms of image manipulations, including splicing, copy-move forgeries, and region duplication, thereby providing a robust solution for digital forensic investigations. Future work will explore integrating advanced preprocessing techniques and leveraging multimodal datasets to further enhance robustness and applicability.

This paper presents an in-depth analysis of horticulture in the Himalayan region, highlighting the unique challenges and significant opportunities. The Himalayan range, with its diverse climates and ecosystems, offers a rich potential for horticultural production. However, it also faces several challenges such as climatic extremities, geographical barriers, and socio-economic factors. This study examines the potential for growth in the sector and offers recommendations for sustainable development. This paper presents an in-depth analysis of horticulture in the Himalayan region, highlighting the unique challenges and significant opportunities it presents. The diverse climates and ecosystems of the Himalayan range offer rich potential for horticultural production. However, the sector faces numerous challenges such as climatic extremities, geographical barriers, and socio-economic factors. Climatic extremities, including harsh winters and unpredictable monsoons, demand resilient horticultural practices. The rugged topography and remote locations hinder transportation, communication, and access to markets, agricultural inputs, and technological advancements. Socio-economic constraints, such as limited financial resources, lack of awareness, inadequate infrastructure, and migration of younger populations to urban areas, further compound the difficulties. Despite these challenges, the Himalayan region holds remarkable potential for horticultural growth due to its diverse climates supporting a wide range of horticultural crops, the relatively low use of chemical inputs paving the way for organic farming, and the opportunity for agri-tourism.

The abstract provides a brief summary of the paper, outlining the study's objectives, methodology, findings, and significance. It should offer a concise overview of how salt stress influences sugarcane growth, the role of callus induction and regeneration in plant improvement, and the results achieved. Sugarcane (Saccharum spp.) is one of the most important crops globally, providing raw materials for the production of sugar, ethanol, and other by-products. However, its growth and productivity are severely limited by abiotic stresses, particularly salinity, which significantly affects crop performance. This study focuses on exploring the salt tolerance mechanisms in sugarcane through the induction of callus cultures, regeneration processes, and the subsequent impact on growth parameters under salt stress conditions. In vitro callus induction is an essential biotechnological technique used to study plant responses to environmental stresses, including salinity. The research investigates the salt-induced morphological and physiological changes in sugarcane callus cultures, examining key growth parameters such as callus growth rate, regeneration efficiency, and biochemical responses to various concentrations of NaCl. Furthermore, the study evaluates the genetic and biochemical pathways involved in salt tolerance and the potential for developing salt-resistant sugarcane varieties through biotechnological intervention. The results indicate significant variability in salt tolerance among different sugarcane genotypes, with certain varieties showing greater resistance to salinity-induced damage. The study also identifies various growth regulators, osmotic adjustments, and antioxidant defense mechanisms that contribute to enhanced salt tolerance in sugarcane. By understanding the mechanisms behind salt stress tolerance, this research offers valuable insights into developing salt-tolerant sugarcane varieties through tissue culture techniques. The findings of this study can contribute to the advancement of sustainable sugarcane cultivation in saline-prone areas, improving productivity and profitability for farmers in regions affected by salinity stress.

Inclusion has become a global trend in special education over the past decade. The governments of various countries have responded to this trend by implementing progressive policies that promote inclusive education. This paper examines inclusive education for children with disabilities. It differentiated inclusive education from mainstreaming and integration and gave a comprehensive meaning to the term inclusive education. There was a discussion on a few of the critical challenges faced during the implementation of inclusive education, followed by a discussion on effective policies for achieving an achieving educational system. We concluded that inclusive education is essential.

This research investigates the impact of workplace environment on employee retention in the banking sector. The study explores key environmental factors including physical workspace, interpersonal relationships, management style, and organizational culture to understand their influence on employee decision to remain with an organization. Data was collected using surveys and interviews from employees in public and private banks. The results indicate that a positive work environment significantly improves employee retention rates, while poor working conditions contribute to high turnover. The findings underscore the importance of strategic workplace design and culture in reducing attrition in the banking industry.

अमृतलाल नागर हिन्दी साहित्य के उन रचनाकारों में शुमार होते हैं जिन्होंने साहित्य को न केवल मनोरंजन का साधन माना, बल्कि उसे समाज के यथार्थ को दर्शाने का एक सशक्त माध्यम भी बनाया। उनका लेखन लोकधारा और जनसांस्कृतिक चेतना से गहरे रूप से जुड़ा हुआ है। नागर का साहित्य भारतीय समाज, उसकी विविधताओं और सामाजिक मुद्दों को समझने का एक अद्भुत दर्पण प्रस्तुत करता है। उनके उपन्यासों में लोकजीवन की सजीव छवियाँ, ग्रामीण संस्कृति, संघर्षशील जीवन, परंपराएँ और आधुनिकता के बीच संघर्ष का यथार्थ चित्रण मिलता है। नागर का साहित्य लोकधारा और जनसांस्कृतिक चेतना के बीच एक पुल का काम करता है, जो समाज के हर तबके की जटिलताओं को उजागर करता है।

यह अध्ययन मानव शरीर पर योग अभ्यास के प्रभावों का विश्लेषण करता है। 50 प्रतिभागियों (25 पुरुष और 25 महिलाएं) को 12 सप्ताह तक नियमित योगाभ्यास कराया गया। योग के शारीरिक, मानसिक और श्वसन स्वास्थ्य पर प्रभाव मापने के लिए विभिन्न मापदंडों जैसे BMI, रक्तचाप, तनाव स्तर, और फेफड़ों की कार्यक्षमता का मूल्यांकन किया गया। परिणामों से पता चला कि नियमित योगाभ्यास से प्रतिभागियों के BMI में कमी, तनाव में उल्लेखनीय कमी, लचीलापन एवं मांसपेशीय शक्ति में वृद्धि हुई। इस शोध से यह स्पष्ट होता है कि योग अभ्यास मानव शरीर के समग्र स्वास्थ्य में सुधार लाने में सहायक है।